Baytown Non-Subscriber Accident Lawyer

A significant work injury can interrupt your daily life and prevent you from earning money to support yourself and those you care about. In Texas, not all employers carry (subscribe to) workers’ compensation insurance, making it more challenging for employees to figure out how to get the financial assistance they require. When you were hurt on the job and want to initiate a non-subscriber lawsuit, consider talking to a knowledgeable workplace accident attorney.

At our highly respected firm, we believe in amplifying the voices of injured employees who are hurt on the job. A Baytown non-subscriber accident lawyer on our team is available to help you understand your rights and take the necessary steps to get the legal damages they deserve. Our experienced personal injury attorneys have been fighting for workers for years and know what it takes to win these claims.

Fundamentals of the Texas Workers’ Compensation Laws

Unlike most other states, Texas does not require all employers to carry workers’ compensation insurance. Under Texas Labor Code § 406.002, most private employers can choose not to have this policy. If they elect to have this form of insurance, companies should ensure their contract meets the minimum requirements in the Texas Labor Code.

When someone gets injured on the job, they may be able to bring a lawsuit against their non-subscribing employer. Additionally, if their subscribing employer does not carry the correct coverage minimums, an employee may have legal options beyond merely filing for workers’ compensation.

Texas law also allows employees to voluntarily waive their right to file a personal injury claim if they are hurt. However, there are strict rules about when these waivers are valid, so it may not be enforceable if someone’s employer skirted these requirements. Because this area of the law is nuanced and complex, many people in Baytown find it beneficial to consult with non-subscriber accident attorneys to understand their rights.

How Does an Employee Bring a Claim Against a Non-Subscriber?

If someone gets hurt while on the job and their company does not carry workers’ compensation insurance, filing a 3rd-party claim might be their best option to recover legal damages. To have a valid case against their employer, the worker must establish that their company was negligent. For example, they might prove that the safety equipment provided to workers was insufficient to protect them from falls or diseases.

Under Chapter 16 of the Texas Civil Practice and Remedies Code, injury victims have a set amount of time to bring their claim, but it depends on the specific allegation they are making. For example, the deadline to bring most claims is two years. However, people who were harmed by asbestos or silica-related diseases may have substantially more time than this because of how long it takes for these conditions to surface.

Attorneys in Baytown regularly help individuals bring claims against their non-subscriber employers after work injuries. They could investigate the surrounding facts to determine if the person has a valid case and, if so, what their filing deadline is. an attorney could prepare the necessary legal documents, file them with the correct court, and represent the plaintiff in proceedings.

Find Out How a Baytown Attorney Could Help After a Non-Subscriber Work Accident

You do not have to go through this alone if you were hurt in a work-related incident. Texas law still allows you to address your healthcare bills and the loss of income while you are on the mend. Going through the legal process without an attorney can add unnecessary stress to your life.

The Schechter, Shaffer & Harris team fights for the hardworking people in Baytown who are injured on the job. We understand how much a work injury can set you back and are here to help make things right. Contact a Baytown non-subscriber accident lawyer today to set up a free consultation.